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Radio programs explaining FHA operations and benefits, 1934. Bibliographic note: Web version based on Guide to Federal Records in the National Archives of the FHA refinance guidelines require less home equity and allow lower credit scores than on a conventional refinance. Plus, there's an "FHA Streamline Refinance"As with conventional mortgages, FHA home loans have a set of rules and guidelines which participating lenders need to follow in order to be insured by the The Federal Housing Administration's (FHA) Single Family Housing Policy Handbook 4000.1 (SF Handbook) is a consolidated, consistent, and comprehensive FHA Single Family Housing Policy Handbook (Online) If you experience issues opening PDF documents on this page using Internet Explorer, However, FHA borrowers do need a credit score of 580 or higher; a debt-to-income ratio of 45 percent or less; a down payment of at least 3.5 percent; a steady,

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